What the board approved
At its meeting on July 25, 2026, AU Small Finance Bank's board approved unaudited results for the quarter ended June 30, 2026, subjected to a limited review by the joint statutory auditors, who issued an unmodified opinion. The board also fixed Friday, July 31, 2026 as the record date for members eligible to receive a final dividend, if declared, and scheduled the 31st AGM for Saturday, September 5, 2026 through video conferencing.
The quarter in numbers
The filing shows year-on-year growth in interest earned, total income and net profit against the June 2025 quarter. On asset quality, the gross NPA ratio was 2.10% at June 30, 2026, against 2.03% at March 2026 and 2.47% a year earlier, while the net NPA ratio was 0.76%. The capital adequacy ratio stood at 18.93%. Provisions and contingencies rose sequentially, which the statement shows weighed on pre-tax profit versus the March quarter. Detailed figures appear in the key-facts panel.
Leadership change and the Universal Bank transition
On the recommendation of the Nomination and Remuneration Committee, the board elevated Yogesh Jain — Chief Operating Officer and a 16-year veteran of the institution — to Deputy CEO with effect from July 25, 2026. He will continue to report to the MD & CEO and remain classified as Senior Management Personnel. The bank described the move as strengthening its leadership structure commensurate with growing scale. Separately, the notes record that AU submitted its application for a final Universal Banking licence in March 2026, following RBI's in-principle approval dated August 7, 2025; grant of the final licence remains subject to RBI's assessment of the bank's regulatory compliance.
Other board actions
The board carried out its annual review of the list of Senior Management Personnel, adding Yogesh Soni as an SMP and re-categorising several officials — including Deepak Jain, upon completion of his term as Chief Risk Officer on September 1, 2026 — from SMP to non-SMP. The filing states all these officials continue in the bank's employment.