What the board approved
On 23 October 2026, IndusInd Bank's board approved its unaudited consolidated and standalone financial results for the quarter and half-year ended 30 September 2026. The joint statutory auditors, Chokshi & Chokshi LLP and Borkar & Muzumdar, issued an unmodified limited-review conclusion. The figures that follow are drawn from the standalone statement unless otherwise noted.
A return to profit
The quarter's headline is a swing back into the black. A year earlier the bank had posted a standalone loss for the September 2025 quarter; this quarter it reported a profit. Per the filing, the improvement rode on a steep year-on-year reduction in provisions and contingencies, alongside higher operating profit before provisions. Asset quality also eased: the gross NPA ratio was lower than both the year-ago and the June 2026 readings, and the capital adequacy ratio was reported under Basel III.
The half-year picture
For the half-year, the bank reported a standalone net profit well above the prior-year period, with return on assets of 0.79% (annualised). The filing also details loans acquired and transferred during the quarter, projects under implementation across 251 accounts, and co-lending arrangements in micro-finance and gold loans — routine disclosures required under the RBI's 2025 directions rather than new events in themselves.