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Quarterly Results

PNB · Punjab National Bank · NSE · Filed 2 Jul · 1 min read

PNB reports provisional Q1 FY2027 business of ₹29,99,876 crore, up 10.3% year-on-year

Punjab National Bank disclosed unaudited business figures for the quarter ended 30 June 2026, showing global business, deposits and advances all higher than a year earlier.

What was filed

Punjab National Bank submitted its provisional business figures for the quarter ended 30 June 2026 to the NSE and BSE under SEBI's listing disclosure rules. These are pre-results operating metrics — global and domestic business, deposits, advances and the credit-deposit ratio — released ahead of the bank's audited quarterly results. The filing notes the numbers are provisional and subject to audit by the bank's Statutory Central Auditors.

The direction of travel

The bank reported year-on-year growth across every headline line. On a year-on-year basis, global business rose about 10%, with advances growing faster than deposits — global advances up roughly 13% against deposit growth of around 8.5%, per the filing. Sequential (quarter-on-quarter) movement was modest, in the region of 1%. The disclosed global credit-deposit ratio edged up over both the prior quarter and the year-ago period, consistent with advances outpacing deposits.

Why a holder would note it

For a public-sector lender, these provisional figures are the first read on the quarter's loan and deposit momentum before the audited profit-and-loss statement arrives. They indicate scale and growth direction only; they say nothing about margins, asset quality or profitability, all of which come with the full results.

Global Business (30.06.2025, audited)
₹27,19,276 → ₹29,99,876 crQ1 FY26 → Q1 FY27+10%
Domestic Business (30.06.2025, audited)
₹26,16,535 → ₹28,75,943 crQ1 FY26 → Q1 FY27+10%
Domestic Deposits (30.06.2025, audited)
₹15,37,455 → ₹16,70,180 crQ1 FY26 → Q1 FY27+9%
Global Advances (30.06.2025, audited)
₹11,29,898 → ₹12,75,036 crQ1 FY26 → Q1 FY27+13%
Global CD Ratio (30.06.
71.09% → 73.92%Q1 FY26 → Q1 FY27+4%
Global Business Y-o-Y growth
10.32%
Global Advances Y-o-Y growth
12.85%
Domestic Advances (30.06.2026, provisional)
₹12,05,763 crore

‡ Computed by us from the filing’s own figures — not a company-stated number.

These are provisional, pre-audit operating figures that give holders an early indication of loan and deposit growth for the quarter; the audited results, which will contain profitability and asset-quality detail, are still to come.

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