What the bank filed
Bank of Maharashtra released its press release on financial performance for the quarter ended 30 June 2026 (Q1FY27 in the filing), setting out profitability, business growth, capital adequacy and asset-quality metrics against the year-earlier quarter and, where relevant, the March 2026 quarter. A separate investor presentation was placed on the bank's website.
Lending grew faster than deposits
The dominant theme in the filing is that advances grew faster than deposits — a gap that lifted the domestic credit-deposit ratio to 86.58%. Within advances, the bank flagged growth across its Retail, Agri and MSME (RAM) book. On the funding side, the CASA share of total deposits slipped to 48.51% from 50.07% a year earlier. For a holder, this shows how the bank is funding its loan expansion.
Profit and returns
Net profit and operating profit both grew in double digits year on year, though the filing notes net profit was broadly flat sequentially, rising 0.31% over the March 2026 quarter. The cost-to-income ratio improved, and return on assets and return on equity were both higher than a year earlier.
Asset quality and capital
Gross NPA and net NPA both improved year on year and were little changed from the March 2026 quarter, with the provision coverage ratio held above 98%. Capital adequacy under Basel III, which the bank describes as improved, is set out in the panel. The filing also notes borrowings rose over the year, from ₹23,730 crore to ₹38,749 crore on the balance sheet.