What was filed
Kotak Mahindra Bank's board met on 24 October 2026 and approved the unaudited consolidated and standalone financial results for the quarter and half-year ended 30 September 2026. The joint statutory auditors, Deloitte Haskins & Sells and M M NISSIM & CO LLP, issued an unmodified limited-review report on both sets of results.
The disclosure is the bank's regular quarterly filing under SEBI's Listing Regulations and carries the full standalone and consolidated statements, segment reporting, the balance sheet, cash-flow statement and RBI-mandated disclosures.
The quarter in brief
On a standalone basis the bank reported higher interest earned and operating profit than in the September 2025 quarter, with net profit growing year-on-year; deposits and advances both expanded over the twelve months. The specific figures sit in the key-numbers panel.
The consolidated results, which fold in Kotak's lending, broking, asset-management and life-insurance subsidiaries, show profit after tax above the standalone figure, reflecting the group's non-bank businesses. The filing notes that the insurance and other-income lines in the consolidated statement swing quarter to quarter, driven in part by investment revaluation.
Asset quality and capital
The filing reports standalone gross NPA at 1.04% of gross advances, down from 1.39% a year earlier, with net NPA at 0.24% and a Basel III capital adequacy ratio of 21.86%. Provisions other than tax were lower than in the year-ago quarter.
The filing also records two group reorganisation steps. With effect from 1 July 2026 the bank acquired loan assets of roughly ₹9,587.62 crore from Kotak Mahindra Investments Limited. On 25 September 2026 the boards of two wholly-owned subsidiaries approved a merger scheme, which the filing says has no impact on the consolidated results.